Workers' Compensation is basically an insurance policy that protects your employees if they become ill or injured
while working. This policy covers things like work related illnesses, falls, and other accidents in the workplace or on the
jobsite. Each state has its own version of workers' compensation laws. State statutes govern the employer's
responsibility regarding insurance coverage for their workers. Without workers' compensation coverage, a single claim could
cripple if not destroy your business.
Services
Safety training provides your employees with periodic reminders that dangers do exist and that no one is immune to accidents.
Workers may not realize the importance of safety training because they are experts in their field. Performing routine tasks on a
regular basis can make workers complacent and lack the awareness that existed when the job was new and interesting.
Our safety professionals can help you design a training program that is customized for your business. The program should be
organized so that material is presented in the same order that steps are taken on the job. Questions should be asked of each
employee to make certain the employees understand the operating procedures, hazards, safety rules and practices necessary to promote
a safe work environment. These employee training programs can help reduce accidents and injuries, improve safety awareness, reduce
workers' compensation claims and avoid costly compliance fines.
Certificates of insurance are required to do business in most states. The certificates provide verification of workers'
compensation insurance in order to engage in business. This protects the business owner in the event of an on-the-job accident or
injury. These certificates are provided free of charge and are guaranteed within 72 hours or less. Certificates are normally
provided within one business day.
Risk management consulting is the process of measuring, or assessing risk and then developing strategies to manage the risk.
Risk is the potential harm that may arise from some present process or from some future event. Management must make decisions to
accept exposure or to reduce vulnerabilities by either mitigating the risks or applying cost effective controls. Your business may be
vulnerable in areas such as workplace injuries or accidents, employee safety training, or labor and hiring guidelines.
Total Employee Leasing helps you manage risk by evaluating and identifying the risk in your business. We help you develop a set of
procedures for operating your business. These procedures, if properly implemented, will mitigate risk to protect you from costly
workers' compensation claims and other related costs.
Claims management and processing involves reporting, administering, medically managing, and closing workers' compensation claims.
Employers should focus on the injury and claims management process. This includes ensuring that consistent internal policies and
medical referral procedures are in place. Also, the implementation of a return-to-work program is critical to provide employees
with an opportunity to begin working on a modified schedule until they can return to their regular jobs.
Our risk managers will help you manage your workers' compensation claims. We administer the paperwork required to properly
document the claim. We make certain that employees are properly screened for drugs and/or alcohol in the event of a claim. Employees
are given access to medical treatment and the attention required to get them back to work as quickly as possible. Let us help you
control workers' compensation claims and lower related costs through effective claims management and processing.
We help you minimize employee risks, improve safety awareness, and reduce your workers' compensation insurance rates -
"empowering you to get back to business..."
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